Personal finance, made shareable

Every spend,in perfect focus.

Snap a receipt, text our Telegram bot, or paste from WhatsApp, organize every spend by space, and share the whole picture with your partner, across any currency.

Sign in with GooglePrivate by designFree to start
Total · June
0
KP
₹59.8K
Shopping39%
Alcohol20%
Groceries16%

Made for how you actually spend.

One quiet app for your money, solo, or shared with the person you split life with.

Spaces

Separate, by design

Home, Office, Personal, switch in a tap.

PersonalHomeOfficeTravel
For two

Better together

Invite your partner to everything or one space.

KP
Global

Any currency

Pick yours on day one.

$£¥
Fast capture

Paste from WhatsApp, sorted instantly

330 - Biryani
Blinkit 1460
Swiggy 198
BiryaniFood
BlinkitGroceries
SwiggyFood
Yours

Light or dark

A calm interface, your way.

Dark
Light
Receipt scan

Snap it. We read it.

Photograph a receipt or drop in a PDF bill. Karcha reads the amount, merchant, date and category in about a second, then files it in the right space. The original stays attached, ready to pull back up anytime.

  • A photo or a PDF, both work
  • Amount, merchant, date and category, filled in for you
  • Original kept on file, viewable whenever you need it
CAFE COFFEE DAY
TOTAL₹1,248
PDF · JPG
1,248
Cafe Coffee Day
Food & DiningHome7 Jun
Receipt attached
Bulk import

One screenshot. Every transaction.

Drop in a screenshot of your payment history, UPI app or bank statement. We read every row, name it, categorise it, and line it up for a one-tap save.

PAYMENT HISTORY
SCStill Coffee₹588
SSwiggy₹479
MMeesho₹548
EEkart₹871
aAmazon₹831
8 transactions foundReviewed
₹588Still CoffeeFood
₹479SwiggyFood
₹548MeeshoShopping
₹871EkartDelivery
₹831AmazonShopping
Total ₹3,317Save all 8
Reads every row, not just oneAuto-named & categorisedReview, then save all at once
Karcha
bot · online
330 biryani home
✅ Logged ₹330
Biryani · Food & Dining · Home
↩︎ Undo
receipt.jpg
✅ Logged ₹1,248
Cafe Coffee Day · Food & Dining · Home
Telegram

Just text it. It's logged.

Connect Telegram once, then log from anywhere, no app to open. Message the bot in plain English or forward a receipt photo. It parses, categorises and files it to the right space, then replies with a confirmation you can undo.

  • Plain-English logging, “330 biryani home”
  • Receipt photos read on the spot
  • Instant confirmation with one-tap Undo
The payoff

Spend smarter, without the spreadsheet.

Every entry becomes a clear, beautiful signal, so you always know exactly where you stand.

Insights

See it before it's gone.

Your month's pace against last month, category trends with up/down deltas, live budget burn and the merchants you spend at on repeat, all in one calm view.

  • Pace vs last month, day-by-day
  • Category deltas, what's rising, what's falling
  • Budget burn with a daily allowance to stay on track
June so far
₹46,312
↓ 12% vs last
Budget₹73,688 left · ₹3.3K/day
Shopping ▲ 8%
Food & Dining ▼ 15%
Groceries ▲ 3%
SMTWTFS
Y
You added ₹674 · Swiggy
Food · Home · 2m ago
P
Partner edited ₹2,063 · Amazon
Shopping · Personal · 1h ago
Y
You deleted ₹313 · Swiggy
Food · Home · 3h ago
Activity & logs

Nothing slips through.

Every add, edit and delete is recorded for the whole household, so you and your partner always see who changed what. Your daily log keeps it all tidy, grouped by day with running totals.

Shared activity feedDay-grouped logsRunning totalsBulk move & edit
The 60-second setup

Under a minute, start to finish.

1
~10s

Sign in

Google, one tap. No passwords.

Continue
2
~25s

Create a space

Home, Personal, Office.

HomeWorkTrip
3
~40s

Log & invite

Add in seconds, bring your partner.

₹330Biryani
KP
Done

You're in

Tracking, together.